For my personal perspective, I've never been able to give Pascal's wager credit, so I try to live morally because i want others to do the same in regards to me.
People think I have got the power cause I've got the monkeys. Nope. I've got the power because I'll let the monkeys loose...
The argument along the lines of "This can't have all arisen by chance" or "surely this couldn't have just popped into existence - there must by a mind behind it" baffles me. While belief in the existence of a creating deity may explain that the universe didn't just randomly generate itself, it still means that the organizing being somehow just arose by random chance.
In other words, who created the creator? If you can't stomach the universe coming into existence without a guiding mind, I'm not sure why you can stomach the guiding mind coming into existence without some super-creator, and so on ad infinitum.