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View Full Version : When will we recognize global warming?



DrMachine
09-24-2005, 04:55 AM
I'm not saying that it is or isn't happening...I could NOT care less about the subject...BUT

I was listening to the news this morning, NPR was interviewing an insurance representative who was discussing what rates would be doing after the hurricanes, as well as the cost to the insurance companies in the rebuilding of the gulf coast...and they mentioned global warming, the representative specifically brought it up, he also mentioned it was very controversial..etc...etc..

but it occured to me...will it be the insurance companies that finally get us to recognize global warming? meaning will they at some point begin issuing policies that specifically have that listed as a cause so that they can further increase rates/decrease rates according to what makes sense for their business?

if nothing else you have to think insurance companies always do what's in their best interests...how would this be different?

artimoff
09-24-2005, 05:30 AM
Hopefully they won't.

Garra
09-24-2005, 05:50 AM
didnt someone post some news article on this board a few weeks ago where they came out and said that global warming was basically not a factor? trying to recall what they said, but it was soemthing like they found a flaw in their calculations for the last 20 years or so, (something about taking measurements at the wrong time or somehting silly which has skewered al the results they had been using to prove global warming) and with the new information and correcting their mistakes, they said technically there is a thing that fits the description of global warming happening, but it is so incredibly insignificant it would be like 100 years before you could tell a difference, not a major difference, a noticeable difference.

I think before insurance companies would recognize anything such as this they need to be pretty certain whats going on, one way or the other.

innocentboy
09-24-2005, 06:11 AM
QUESTION: When will we recognize global warming?

ANSWER: When rich corporations stop funding the anti-cigarette problem that keeps the heat off them.

God bless,
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Seltzer Water
09-24-2005, 06:34 AM
didnt someone post some news article on this board a few weeks ago where they came out and said that global warming was basically not a factor? trying to recall what they said, but it was soemthing like they found a flaw in their calculations for the last 20 years or so, (something about taking measurements at the wrong time or somehting silly which has skewered al the results they had been using to prove global warming) and with the new information and correcting their mistakes, they said technically there is a thing that fits the description of global warming happening, but it is so incredibly insignificant it would be like 100 years before you could tell a difference, not a major difference, a noticeable difference.


There was an article in the New York Times about this the other day. Scientists from the National Hurricane Center compared the activity of recent hurricanes to past hurricanes and found no real deviation

DrMachine
09-24-2005, 06:40 AM
.......and nobody responds to the topic...thread derailed

I'm referring to the insurance companies basically fucking the consumer by instituting a "global warming" section to insurance policies...particularly because they have categories such as "unforseen act of god'

how long before they have some heading of "global warming" in order to get natural disasters categorized into new subgroups and make people pay more, and lower their own liability

Garra
09-24-2005, 06:44 AM
.......and nobody responds to the topic...thread derailed

I'm referring to the insurance companies basically fucking the consumer by instituting a "global warming" section to insurance policies...particularly because they have categories such as "unforseen act of god'

how long before they have some heading of "global warming" in order to get natural disasters categorized into new subgroups and make people pay more, and lower their own liability

well the point I was trying to make is if you believe what they are saying now, there is no such thing as global warming, at least not how we had previously understood it. Hence the insurance companies could not institute a "global warming" policy.

DrMachine
09-24-2005, 06:48 AM
well the point I was trying to make is if you believe what they are saying now, there is no such thing as global warming, at least not how we had previously understood it. Hence the insurance companies could not institute a "global warming" policy.

why not?

it would save them money by not having to pay out for natural disasters...they could call it "unnatural" or "due to global warming" which isn't covered by your policy

maybe I'm being innocentboy-paranoid...well actualy I'm not because I don't actually believe what I'm saying...i'm just thinking

DrMachine
09-24-2005, 06:49 AM
QUESTION: When will we recognize global warming?

ANSWER: When rich corporations stop funding the anti-cigarette problem that keeps the heat off them.



yeah...because you don't contribute to the problem at all by using their products, or supporting/working in industries that do

Garra
09-24-2005, 06:51 AM
why not?

it would save them money by not having to pay out for natural disasters...they could call it "unnatural" or "due to global warming" which isn't covered by your policy

maybe I'm being innocentboy-paranoid...well actualy I'm not because I don't actually believe what I'm saying...i'm just thinking

well again if global warming doesnt exist it is kind of hard to use it as an excuse to alter policies. and as you already mentioned they already have act of God policies, not sure how instituting a global warming policy, even if it is a real phenomenon would include anything different than what an act of God policy would include?

Garra
09-24-2005, 06:53 AM
yeah...because you don't contribute to the problem at all by using their products, or supporting/working in industries that do

so you are working from the view point that global warming is a very real thing that is causing uncommon weather problems across the globe despite the most recent studies?

DrMachine
09-24-2005, 06:54 AM
so you are working from the view point that global warming is a very real thing that is causing uncommon weather problems across the globe despite the most recent studies?


no

I'm working from the point of view that businesses (insurance companies) don't want to lose money

I don't give a shit (one way or the other) about global warming

that comment you quoted was directed at innocentboy and his crazy theories

Garra
09-24-2005, 07:03 AM
no

I'm working from the point of view that businesses (insurance companies) don't want to lose money

I don't give a shit (one way or the other) about global warming

I'm sorry, since you keep talking about global warming and using it as the example the insurance companies would use to keep from having to pay out to consumers, I thought we were talking about global warming.

my answer was from what I have recently understood is that there is no such thing as global warming, so they could not use that as an excuse.

after that point in the conversation you quoted innocentboy and your comments in result to what he said seem to mean that you would argue global warming is a very real thing. otherwise people could not contribute to it.

(by the way I a not agreeing one way or another about if global warming is as serious as we previously were lead to believe or if its effects are insignificant as recent studies seem to suggest. I was simply trying to establish which line of thought we were going with for the sake of the conversation)

maybe since I been up all night riding out the hurricane, Im tired and not thinking straight, but I think I am confused to your point, so I will stop trying to contribute to the conversation. :)

Taxman
09-24-2005, 07:45 AM
I'm not saying that it is or isn't happening...I could NOT care less about the subject...BUT

I was listening to the news this morning, NPR was interviewing an insurance representative who was discussing what rates would be doing after the hurricanes, as well as the cost to the insurance companies in the rebuilding of the gulf coast...and they mentioned global warming, the representative specifically brought it up, he also mentioned it was very controversial..etc...etc..

but it occured to me...will it be the insurance companies that finally get us to recognize global warming? meaning will they at some point begin issuing policies that specifically have that listed as a cause so that they can further increase rates/decrease rates according to what makes sense for their business?

if nothing else you have to think insurance companies always do what's in their best interests...how would this be different?I don't think that they have to. Is there is global warming, and the effects of it cause more insurance pay out they can site those effects as a reason to increase premiums. Also, the number one cause of property damage from any global warming would almost certainly be flooding, and the insurance indsutry does not cover flooding.

Why would the industry adopt an issue that is complete taboo to some of the Congressmen they attempt to influence?

Taxman
09-24-2005, 07:48 AM
maybe I'm being innocentboy-paranoid... :lol:

DrMachine
09-24-2005, 11:35 AM
I don't think that they have to. Is there is global warming, and the effects of it cause more insurance pay out they can site those effects as a reason to increase premiums. Also, the number one cause of property damage from any global warming would almost certainly be flooding, and the insurance indsutry does not cover flooding.

Why would the industry adopt an issue that is complete taboo to some of the Congressmen they attempt to influence?

that actually makes sense...thanks for addressing the actual topic
:lol:

Garra
09-24-2005, 11:44 AM
that actually makes sense...thanks for addressing the actual topic
:lol:

:duel: